Thursday, January 19, 2012

Skip the Identity Theft Coverage and Similar Credit Card Perks to Save Money on Fees [Personal Finance]

Skip the Identity Theft Coverage and Similar Credit Card Perks to Save Money on Fees Most credit card companies will try to upsell you on things like identity theft protection and credit score tracking when you sign up for a new card, or when a bank tries to "upgrade" the card you have to a different model or tier. Usually those additional perks, even if they come veiled in the company of lower interest rates or higher credit limits, come with hefty fees attached, or subscription charges that can add up over time.

Identity Theft coverage from credit card companies can be particularly misleading. According to Wise Bread, the coverage that card issuers often give you promises to limit your liability in case of fraud or identity theft, but what most card issuers don't tell consumers is that their liability in both cases is already limited to $50 by the Truth in Lending Act of 1968 - and if you're paying $5/month for such protection, it's worth calling up your credit card company to cancel it.

Wise Bread also points out a number of other credit card "perks" that often show up in your annual fees, but are marketed as essential services, like credit score tracking or missed payment insurance. For more services you probably don't need or should decline the next time the credit card company offers them to you, hit the link below. Do you have one of these services and would recommend it despite reservations, or do you regularly pass them up? Let's hear it in the comments below.

6 Credit Card Services You Don't (Usually) Need | Wise Bread

Source: http://feeds.gawker.com/~r/lifehacker/full/~3/JUWfeumCkwc/skip-the-identity-theft-coverage-and-similar-credit-card-perks-to-save-money-on-fees

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Tuesday, January 10, 2012

Yes, Moses flew to Japan on a spaceship and died there

Yes, Moses flew to Japan on a spaceship and died thereYou may remember that Jesus Christ walked through Siberia to die in Japan, but did you know that Moses skipped the cross-continental jaunt and took a spacecraft instead? Also, were you aware that his tomb is now a tourist trap?

At Mount Houdatsu in Japan's western Ishikawa Prefecture, intrepid travelers can find the Tomb of Moses. After showing the 10 Commandment to the Israelites, some manner of divine UFO deposited Moses in Japan, where he lived to the ripe old age of 583. Also, the Romans were somehow involved. It's all very complex.

According to the fantastically apocryphal Takenouchi Documents (which we talked about previously here) Moses dropped off a new set of 10 Commandments in Japan after hanging out on Mount Sinai. Here they are ? be sure to amend your theology textbooks:

Yes, Moses flew to Japan on a spaceship and died there

1. Thou shalt worship the gods of Heavenly Omoya Japan
2. Thou shalt worship the Omuya Hitsuki Emperor
3. Thou shalt not disobey the Sun Kami, for if thee do thou willst be smited
4. Thou shalt not disobey the law of the emperor of the Heavenly Omoya
5. Thou shalt not disobey the emperor of the Omoya
6. Thou shalt protect the law of the five races of Ajiti
7. Thou shalt not disobey the law of the Omoya of the Ajitikunists, the decided law of Ajitikuni
8. Thou shalt rescue the red and correct the black of heart
9. Thou shalt inform thyself of the stories of other kami
10. Thou shalt worship the spirit kami - Twice, ?men!

You can also find the burial mounds of Moses' family near Mount Houdatsu. And if geography keeps Japan outside of your budget, know that you can also find Moses' grave in Kashmir.

Hat tip to Boom and The Independent. Top photo by Mew & Harry.

Source: http://io9.com/5874402/yes-moses-flew-to-japan-on-a-spaceship-and-died-there

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ViewSonic'den ?ift sim kart destekli ve Android'li ak?ll? telefon: ViewPhone 3

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Source: www.donanimhaber.com --- Sunday, January 08, 2012
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Source: http://www.donanimhaber.com/ViewSonicden_cift_sim_kart_destekli_ve_Androidli_akilli_telefon_ViewPhone_3-31173.htm

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Monday, January 9, 2012

NationalGuard: Sign up for the University of Alabama 3 on 3 Basketball Tournament on 2/4! Prizes given out all day! http://t.co/zBreQwus

Twitter / National Guard: Sign up for the University ... Loader Sign up for the University of Alabama 3 on 3 Basketball Tournament on 2/4! Prizes given out all day!

Source: http://twitter.com/NationalGuard/statuses/156088235083313153

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Patriots' O'Brien, Penn State finalizing contract

FILE - In this Dec. 14, 2011, file photo, New England Patriots offensive coordinator/quarterbacks coach Bill O'Brien talks with quarterback Tom Brady (12) during NFL football practice in Foxborough, Mass. O'Brien's agent said he was interviewing Thursday, Jan. 5, 2012, for the vacant Penn State head-coaching position. (AP Photo/Stephan Savoia, File)

FILE - In this Dec. 14, 2011, file photo, New England Patriots offensive coordinator/quarterbacks coach Bill O'Brien talks with quarterback Tom Brady (12) during NFL football practice in Foxborough, Mass. O'Brien's agent said he was interviewing Thursday, Jan. 5, 2012, for the vacant Penn State head-coaching position. (AP Photo/Stephan Savoia, File)

(AP) ? New England Patriots offensive coordinator Bill O'Brien has agreed to become Penn State's first new head football coach in nearly a half-century.

Two people in the NFL with knowledge of the search told The Associated Press on Friday morning that O'Brien has told them he plans to replace fired coach Joe Paterno. Another person familiar with the search told the AP terms and details still needed to be set, and that deal could be finalized Friday night or Saturday.

The persons spoke on condition of anonymity because they were not authorized to speak about the search.

ESPN, citing unnamed sources, first reported Thursday night an official announcement would be made Saturday, and that O'Brien would remain with the Patriots as an assistant through the postseason. Two people have told the AP the report was credible.

According to a website that tracks flights, a plane registered to Penn State returned from the Boston area to State College on Friday evening. O'Brien was seen on campus with his family later in the night, including a stop at the athletic department offices at the Jordan Center.

Acting Athletic Director David Joyner declined comment on the reports about O'Brien when he arrived Friday at the team's spacious, glass-enclosed headquarters on campus. He was scheduled to meet with the coaching staff and other officials at the program.

"I'm not going to confirm anything as I've always done out of respect for people," Joyner said told reporters. "When there is something to confirm, I'll let you know."

By dusk, several coaches had trickled out one-by-one from the football building to head home. Each declined comment, though when asked, a couple assistants said they planned to return to work Saturday.

A person familiar with the discussion told the AP Friday evening that the assistant coaches were informed that a new head coach had been hired, and was not from the current staff, though the replacement was not identified. That person also spoke on condition of anonymity because no one was authorized to speak about the discussion.

Division I's winningest coach with 409 victories, Paterno was fired Nov. 9 by university trustees following 46 seasons in the aftermath of child sex abuse charges against retired defensive coordinator Jerry Sandusky. O'Brien has no apparent ties to Penn State and a proud program tarnished by a scandal that also led to the departure of school President Graham Spanier.

O'Brien and Paterno do share at least one connection though ? both coaches attended Brown University.

"I understand Bill O'Brien has been named head coach and I want to congratulate him on his appointment," Paterno said in a statement to the AP provided by his family. "I don't know Bill, but I respect his coaching record, and I am particularly pleased we share a connection to my alma mater, Brown."

"Despite recent commentary to the contrary, Penn State football has always been about more than winning," Paterno added, citing what he said was the program's commitment to education and community service. "I am hopeful this tradition will continue."

The staff was assembled by Paterno, and most of coaches had worked for the Hall of Famer for years ? and in a couple cases, decades.

The person familiar with the search told the AP most of the current staff could be let go.

O'Brien had an interview Thursday. A Patriots spokesman declined comment Thursday night, and a university spokesman declined comment Friday.

This was O'Brien's first year coordinating the Patriots' high-scoring offense, but he has also coached star quarterback Tom Brady since 2009 and spent 2008 coaching receivers.

O'Brien recently was in the spotlight when he and Brady got into a heated argument, shown on national television, after Brady threw an interception in the end zone in the fourth quarter of the Patriots' 34-27 win over the Washington Redskins on Dec. 11.

New England closed the regular season on an eight-game winning streak, and scored 513 points, the most in the AFC. Brady threw for 5,235 yards and 39 touchdowns, while being picked off just 12 times.

"He's been a great coach and friend. We have a great relationship; probably a very unique relationship in that we communicate all the time," Brady said Sunday about O'Brien. "I always enjoy working with him and he's done an incredible job with this team and this offense."

The Patriots are off this week, and will host a divisional round playoff game next weekend. They went 13-3 this season, won the AFC East championship going away, and secured the conference's No. 1 seed throughout the playoffs.

"He's done great for us and he's going to keep on doing well for us and I look forward to preparing with him this next week," receiver Julian Edelman said Friday in Foxborough. He described O'Brien as charismatic and emotional.

O'Brien "is a very passionate guy, knows his stuff," Edelman said. "And you know he's going to give it his all always and I love playing for him."

But the selection of a coach without Penn State ties may not sit well with several prominent former players or some alumni. Former standout linebackers LaVar Arrington and Brandon Short had organized a petition in support of interim coach Tom Bradley's candidacy. Short said the petition only included about 100 names after he was informed by a member of Penn State's search committee it was enough to sway their opinions.

He said he planned to meet with Joyner on Friday in a meeting scheduled before reports began to surface about O'Brien. He would consider cutting ties with his alma mater if the O'Brien reports were true, and he said some former players ? operating independently of the official Football Letterman Club for football alumni ? might consider a lawsuit that would prevent the school from using their likenesses or images in the future.

Now an investment banker in New York, Short played seven seasons with the New York Giants and Carolina Panthers. He called Bradley the best candidate for the job, citing Bradley's role in helping to maintain the program's high academic standards and ability to help Penn State

"There are thousands of other players who will tell you the same thing. The administration is under the belief that if they hire an NFL coach, or someone flashy, that they will fill seats," Short said in phone interview Thursday. "As an NFL player I can tell you that there is a big difference between developing young men and recruiting, then the combine and free agency. It's two different universes."

D.J. Dozier, a running back on the 1986 title team, said Thursday the search committee should poll current and former players and high school coaches in the region. He planned to sign the petition if more signatures were taken.

"Give that person and that staff a chance. I believe the current staff has done a good job," Dozier said. "Unless there's politics involved, give them a chance."

Some alumni also lobbied for Bradley, a 33-year veteran of the Penn State staff and defensive coordinator since 2000.

Prominent donor Anthony Lubrano, a Penn State graduate, questioned the school's hiring process.

"Bill O'Brien might well be a fine football coach and more importantly an even finer human being," Lubrano wrote in an email. "But by excluding the football (lettermen) from the search process, this administration has effectively communicated to them that their contributions to the Penn State family don't matter."

O'Brien joined New England in 2007 following 14 seasons on the college level, including stops at Duke, Maryland and Georgia Tech. He played football at Brown ? Paterno's alma mater.

The Patriots are third in the NFL overall in scoring (32.1 points per game), and second in total offense (428 yards) and passing (317.8 yards).

Penn State finished a 9-4 campaign with a 30-14 loss in the TicketCity Bowl to Houston on Jan. 2. The Nittany Lions relied on defense much of the year after the offense struggled with a two-quarterback system.

Penn State officials had termed the search "methodical and deliberate." Joyner said earlier Thursday he would like to have Paterno's replacement in place by Jan. 13, the start of 16-day recruiting window before high school seniors can begin to announce their official intentions to attend college on Feb. 1.

Bradley, who took over for Paterno on an interim basis, was among the candidates interviewed. He was on the road recruiting Thursday.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/347875155d53465d95cec892aeb06419/Article_2012-01-06-FBC-Penn-State-O'Brien/id-f473803dff4e4d93ae2ed6cbcd01b585

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Saturday, January 7, 2012

SEIU Union Organizers in Training / Massachusetts

Union Organizers-In-Training / Massachusetts

Job Locations: Any city or town in MA

To Apply: Please email your cover letter and r?sum? to: resumes@seiu.catsone.com

Job Description:

For more than 75 years, SEIU has been helping working families stand up for their rights, fighting for dignity and respect in the workplace. With a membership of 2.2 million strong, SEIU is the fastest-growing union in the labor movement. Our diverse staff of organizers helps janitors, home care aids, mental health workers, office workers, school bus drivers, public employees, nurses, and other hospital workers join forces to bring democracy to the workplace.

The SEIU--WAVE (Organizer-In-Training) Program is a 12-month training program. As an Organizer-in-Training with the SEIU WAVE Program you will be learning from a dynamic union that is committed to giving a voice to thousands of workers and helping to provide lasting social change for the working class.

At SEIU (www.seiu.org) , we are looking for energetic and passionate individuals who are ready to organize people to fight for better lives for themselves and their families. This is your opportunity to put your commitment to social and economic justice to work by learning the skills needed to build power for working people.

If selected you will be trained on any of our many organizing campaigns within the United States.

Position Details:

STARTING SALARY: $36,600 /annual

* Comprehensive health benefits package for employee and eligible dependents.

* $560/month car allowance

* $60/ month cell phone allowance

* Airfare, hotels, rental cars paid for when traveling

* $50/day per diem when traveling

* When assigned to a campaign in a state other than your home state, you will be sent home every other weekend.

It?s not just a job?.It?s a movement!

SEIU is an Equal Opportunity Employer

Source: http://www.seiu.org/2012/01/seiu-union-organizers-in-training-massachusetts.php

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